If your start up investment is just about $1000, invest it in treasury bills to gain steady returns, or in a time deposit even for five years time only. Careful budgeting and planning will help you determine which is right for you. There are many forms of investments out there. To avoid great loses in investment, refrain from investing in businesses or the stock market if you don't have a financial analyst. With these tips of family budgeting in mind and in motion, you will be able to finally reward yourself. You can allow yourself a reward that fits the budget, whether it's a trip to Hawaii, a day at the spa, or a nice dinner with your partner. After all that hard work, you deserve to enjoy the fruits of your labors. One problem that stops you from budgeting money is the tendency to buy on impulse. Think of the bills that come on a monthly basis that needs to be paid. Love the earth. Save and recyle. Reuse old things or send them to charities. Don't leave the lights on when no one is using it. Use both sides of papers. You could, however, help your family in acquiring money that can be of much help for your rental payments. You could save money by buying clothes that are sold from bargains. This way, you get to have the kind of clothes that you want to have without paying a big amount for it. By that, there is no suggestion that you buy those cheap imitations. But it doesn't have to be that way. Financial budgeting is essential to give you control over your financial life. You can simply begin to put some of your savings toward the goals you really want to achieve some time in the future. Such plans may include a family vacation to Disney World or the construction of a new deck for the house. The key is to have patience in the process of the creation and maintenance of your personal finance budgeting list. It takes time to verify information on expenditures and income so that nothing is missed. Also the accuracy of information is one of the most important factors in making a personal finance budget that really works.